Sign up for Overdraft Protection, and if your checking account overdraws, we can transfer funds from a linked account automatically. You can sign up for Overdraft Protection in any Branch location.
Overdraft Protection Line of Credit
First Bank offers checking account holders the opportunity to obtain an Overdraft Protection Line of Credit to cover overdrafts, up to your available credit line*. Overdraft Protection gives you peace of mind in case you accidentally exceed your checking account balance. No more bounced checks - whenever you write a check that exceeds your account balance, First Bank will automatically transfer the appropriate loan amount (in multiples of $100) to your checking account and then automatically start your monthly repayment plan directly from the same account.
*Subject to underwriting eligibility; other conditions may apply.