Checking Accounts
Personal Checking Accounts
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Fees |
Basic Checking (NJ Consumer Checking) |
N/A |
N/A |
N/A |
N/A |
50 First Checking |
0.05% |
0.05% |
N/A |
N/A |
e-Checking |
0.15% |
0.15% |
$500 |
$15 if below $500 |
Premier Checking |
0.05% |
0.05% |
$500 |
$15 if below $500 |
Relationship Checking |
N/A |
N/A |
$1,000 |
$25 if below $1,000 |
Commercial Checking Accounts
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Fees |
Non-Profit Checking |
0.05% |
0.05% |
N/A |
N/A |
Truly Free Checking |
N/A |
N/A |
N/A |
N/A |
Commercial Checking |
N/A |
N/A |
N/A |
$10.00 |
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insures depositors up to $250,000. Fees may apply if transaction volumes exceed maximums. Rates updated March 17, 2020.
Savings Accounts
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Fees |
Personal Statement Savings |
0.05% |
0.05% |
$100 |
$7.00 if below $100 |
Commercial Statement Savings |
0.05% |
0.05% |
$1,000 |
$15.00 if below $1,000 |
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insures depositors up to $250,000. Rates updated March 17, 2020.
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Money Market Accounts
Personal Money Market
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to earn interest |
Fees |
$.00 to $1,000.99 |
N/A |
N/A |
N/A |
$15.00 |
$1,001.00 to $10,000.99 |
0.03% |
0.03% |
$ 1,001 |
N/A |
$10,001.00 to $50,000.99 |
0.05% |
0.05% |
$ 10,001 |
N/A |
$50,001.00 to $150,000.99 |
0.08% |
0.08% |
$ 50,001 |
N/A |
$150,001.00 and above |
0.10% |
0.10% |
$ 150,001 |
N/A |
Relationship Money Market
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to earn interest |
Fees |
$.00 to $1,000.99 |
N/A |
N/A |
N/A |
$15.00 |
$1,001.00 to $10,000.99 |
0.05% |
0.05% |
$ 1,001 |
N/A |
$10,001.00 to $50,000.99 |
0.10% |
0.10% |
$ 10,001 |
N/A |
$50,001.00 to $150,000.99 |
0.15% |
0.15% |
$ 50,001 |
N/A |
$150,001.00 and above |
0.45% |
0.45% |
$ 150,001 |
N/A |
Business Money Market
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to earn interest |
Fees |
$.00 to $2,500.99 |
N/A |
N/A |
N/A |
$15.00 |
$2,501.00 to $25,000.99 |
0.03% |
0.03% |
$ 2,501 |
N/A |
$25,001.00 to $100,000.99 |
0.05% |
0.05% |
$ 25,001 |
N/A |
$100,001.00 to $500,000.99 |
0.08% |
0.08% |
$ 100,001 |
N/A |
$500,001.00 and above |
0.10% |
0.10% |
$ 500,001 |
N/A |
*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insures depositors up to $250,000. Rates updated March 17, 2020.
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Certificates of Deposit (Regular & IRA)
|
Interest Rate |
Annual Percentage Yield |
Minimum balance to open account |
Fees |
3 Month |
0.05% |
0.05% |
$500 |
N/A |
6 Month |
0.05% |
0.05% |
$500 |
N/A |
9 Month |
0.10% |
0.10% |
$500 |
N/A |
9 Month Special/Promotion |
0.35% |
0.35% |
$500 |
N/A |
12 Month |
0.15% |
0.15% |
$500 |
N/A |
12 Month Special/Promotion |
0.50% |
0.50%
|
$500 |
N/A |
14 Month |
0.20% |
0.20% |
$500 |
N/A |
15 Month |
0.25% |
0.25% |
$500 |
N/A |
18 Month |
0.30% |
0.30% |
$500 |
N/A |
20 Month |
0.50% |
0.50% |
$500 |
N/A |
21 Month |
0.50% |
0.50% |
$500 |
N/A |
24 Month |
0.50% |
0.50% |
$500 |
N/A |
30 Month |
0.50% |
0.50% |
$500 |
N/A |
36 Month |
0.50% |
0.50% |
$500 |
N/A |
48 Month |
0.50% |
0.50% |
$500 |
N/A |
60 Month |
0.50% |
0.50% |
$500 |
N/A |