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Rates

Checking Accounts

Personal Checking Accounts

Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Basic Checking (NJ Consumer Checking) N/A N/A N/A N/A
50 First Checking 0.03% 0.03% N/A N/A
e-Checking 0.05% 0.05% $500 $15 if below $500
Premier Checking 0.03% 0.03% $500 $15 if below $500
Relationship Checking N/A N/A $1,000 $25 if below $1,000
Community Checking N/A N/A $25 None with monthly direct deposit/$5 per month with no direct deposit

Commercial Checking Accounts

Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Non-Profit Checking 0.03% 0.03% N/A N/A
Business First Checking N/A N/A N/A N/A
Commercial Checking N/A N/A N/A $10.00 

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.  Fees may apply if transaction volumes exceed maximums. Rates updated September 1, 2021. Member FDIC.



Savings Accounts


Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Personal Statement Savings 0.03% 0.03% $100 $7.00 if below $100
Commercial Statement Savings 0.03% 0.03% $1,000 $15.00 if below $1,000

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.  Rates updated February 19, 2021. Member FDIC.

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Money Market Accounts

Personal
Money Market
Interest Rate Annual Percentage Yield Minimum balance to earn interest Fees
$.00 to $1,000.99 N/A N/A N/A $15.00
$1,001.00 to $10,000.99 0.03% 0.03% $ 1,001 N/A
$10,001.00 to $50,000.99 0.05% 0.05% $ 10,001 N/A
$50,001.00 to $150,000.99 0.08% 0.08% $ 50,001 N/A
$150,001.00  and above 0.10% 0.10% $ 150,001 N/A
Relationship Money Market
Interest Rate Annual Percentage Yield Minimum balance to earn interest Fees
$.00 to $1,000.99 N/A N/A N/A $15.00
$1,001.00 to $10,000.99 0.05% 0.05% $ 1,001 N/A
$10,001.00 to $50,000.99 0.10% 0.10% $ 10,001 N/A
$50,001.00 to $150,000.99 0.10% 0.10% $ 50,001 N/A
$150,001.00 and above 0.20% 0.20% $ 150,001 N/A

Business Money Market
Interest Rate Annual Percentage Yield Minimum balance to earn interest Fees
$.00 to $2,500.99 N/A N/A N/A $15.00
$2,501.00 to $25,000.99 0.03% 0.03% $ 2,501 N/A
$25,001.00 to $100,000.99 0.05% 0.05% $ 25,001 N/A
$100,001.00 to $500,000.99 0.08% 0.08% $ 100,001 N/A
$500,001.00 and above 0.10% 0.10% $ 500,001 N/A

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield.  Rates updated May 14, 2021. Member FDIC.

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Certificates of Deposit (Regular & IRA)


Interest Rate Annual Percentage Yield Minimum balance to open account Fees
3 Month 0.05% 0.05% $500 N/A
6 Month 0.05% 0.05% $500 N/A
9 Month 0.10% 0.10% $500 N/A
9 Month  Special/Promotion 0.10% 0.10% $500 N/A
12 Month 0.10% 0.10% $500 N/A
12 Month  Special/Promotion 0.15%
0.15%
$500 N/A
14 Month 0.10% 0.10% $500 N/A
15 Month 0.10% 0.10% $500 N/A
18 Month 0.10% 0.10% $500 N/A
20 Month 0.10% 0.10% $500 N/A
21 Month 0.10% 0.10% $500 N/A
24 Month 0.15% 0.15% $500 N/A
30 Month 0.15% 0.15% $500 N/A
36 Month 0.15% 0.15% $500 N/A
48 Month 0.15% 0.15% $500 N/A
60 Month 0.15% 0.15% $500 N/A

*Minimum deposit and balance of $500 required to obtain current APY. Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time.  Interest Rates updated September 15, 2021. Member FDIC.

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