couple going over finances and using a calculator

Rates

Checking Accounts

Personal Checking Accounts

Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Basic Checking (NJ Consumer Checking) N/A N/A N/A N/A
50 First Checking 0.05% 0.05% N/A N/A
e-Checking 0.65% 0.65% $500 $15 if below $500
Premier Checking 0.10% 0.10% $500 $15 if below $500
Relationship Checking N/A N/A $1,000 $25 if below $1,000

Commercial Checking Accounts

Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Non-Profit Checking 0.05% 0.05% N/A N/A
Truly Free Checking N/A N/A N/A N/A
Commercial Checking N/A N/A N/A $10.00 

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insured up to $250,000. Fees may apply if transaction volumes exceed maximums. Rates updated September 20, 2019.



Savings Accounts


Interest Rate Annual Percentage Yield Minimum balance to open account Fees
Personal Statement Savings 0.15% 0.15% $100 $7.00 if below $100
Commercial Statement Savings 0.05% 0.05% $1,000 $15.00 if below $1,000

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insured up to $250,000.  Rates updated September 20, 2019.

Back to Top


Money Market Accounts

Personal
Money Market
Interest Rate Annual Percentage Yield Minimum balance to open account Fees
$0 to $1,000 N/A N/A N/A $15.00
$1,001 to $10,000 0.05% 0.05% $ 1,001 N/A
$10,001 to $50,000 0.10% 0.10% $ 10,001 N/A
$50,001 to $150,000 0.15% 0.15% $ 50,001 N/A
$150,001 + 0.20% 0.20% $ 150,001 N/A
Relationship Money Market
Interest Rate Annual Percentage Yield Minimum balance to open account Fees
$0 to $1,000 N/A N/A N/A $15.00
$1,001 to $10,000 0.15% 0.15% $ 1,001 N/A
$10,001 to $50,000 0.40% 0.40% $ 10,001 N/A
$50,001 to $150,000 0.55% 0.55% $ 50,001 N/A
$150,001 And Up 1.10% 1.11% $ 150,001 N/A

Business Money Market
Interest Rate Annual Percentage Yield Minimum balance to open account Fees
$0 to $2,500 N/A N/A N/A $15.00
$2,501 to $25,000 0.05% 0.05% $ 2,501 N/A
$25,001 to $100,000 0.10% 0.10% $ 25,001 N/A
$100,001 to $500,000 0.15% 0.15% $ 100,001 N/A
$500,001 And Up 0.20% 0.20% $ 500,001 N/A

*Fees may reduce earnings. Interest rates may change after the account is open. Must maintain minimum daily balance to obtain disclosed Annual Percentage Yield. FDIC insured up to $250,000.  Rates updated September 20, 2019.

Back to Top


Certificates of Deposit (Regular & IRA)


Interest Rate Annual Percentage Yield Minimum balance to open account Fees
3 Month 0.05% 0.05% $500 N/A
6 Month 0.35% 0.35% $500 N/A
9 Month 0.50% 0.50% $500 N/A
9 Month  Special/Promotion 1.98% 2.00% $500 N/A
12 Month 0.65% 0.65% $500 N/A
12 Month  Special/Promotion 1.73% 1.75% $500 N/A
14 Month 0.75% 0.75% $500 N/A
15 Month 0.85% 0.85% $500 N/A
18 Month 0.95% 0.95% $500 N/A
20 Month 1.00% 1.00% $500 N/A
21 Month 1.10% 1.11% $500 N/A
24 Month 1.25% 1.26% $500 N/A
30 Month 1.25% 1.26% $500 N/A
36 Month 1.25% 1.26% $500 N/A
48 Month 1.30% 1.31% $500 N/A
60 Month 1.30% 1.31% $500 N/A

*Minimum deposit and balance of $500 required to obtain current APY. Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. At maturity, the CD will automatically renew to the corresponding CD product at the current rate in effect at that time.  Interest Rates updated September 20, 2019.

Back to Top