Personal Checking

First Bank Personal Checking Accounts

In addition to individual features for each account, all First Bank Personal Checking accounts feature:

• FREE Online Banking and Bill Pay

• FREE Telephone Banking

Basic Checking

^{(NJ Consumer Checking Accounts)}

No minimum balance
No monthly service fee
Unlimited Check Writing
$50 required to open account

Basic Checking Details

Premier Checking

Earn interest on account balance*
Service fee of $15 per month if balance falls below $500
FREE Cashier's checks and money orders
Unlimited Check Writing

Premier Checking Details

E-Checking

Earn interest on account balance*
$500 minimum to open
Service fee of $15 per month if balance falls below $500
FREE Cashier's checks and money orders
Unlimited Check Writing

E-Checking Details

Relationship Checking

$1,000 minimum balance
Service fee of $25 per month if balance falls below $1,000
FREE Cashier's checks and money orders
FREE Stop Payments
Discount on safe deposit boxes ($15 yearly)
Preferred rates on Money Market Accounts
Unlimited Check Writing

Relationship Checking Details

50 First Checking

Earn interest on account balance*
No monthly service fee
FREE Cashier's checks and money orders
Unlimited Check Writing
$50 required to open account

50 First Checking Details

Community Checking

No monthly service fee with one or more direct deposits
Just $25 needed to open account
No overdraft fees

Community Checking Details

Basic Checking

(NJ Consumer Checking Acct) First Bank’s Basic Checking account offers everything you need to pay your bills and manage your account, with no hidden fees or balance requirements. Take advantage of the following Basic Checking benefits:

$50 minimum to open account
No minimum balance
No monthly service fee
Unlimited check writing
FREE online banking and bill pay
FREE telephone banking

Premier Checking

For customers who maintain a balance of at least $500.00 in their checking accounts and prefer to earn interest on their balance, First Bank offers Premier Checking, which offers all of the benefits of Basic Checking, as well as:.

Earn interest on the account balance*
FREE Money Orders
FREE Cashier's Checks

$500.00 minimum daily balance; $15.00 service charge if balance falls below $500.00.

E-Checking

The E-Checking account allows you to access your account when it is convenient for you, since everything is done online.

Earn interest on the account balance*
$500.00 minimum to open
Service Fee of $15.00 per month if balance falls below $500.00
Unlimited Check Writing
FREE Money Orders
FREE Cashier's Checks

Electronic Services Required:

Online Banking
Electronic Statement
Mobile Banking

Relationship Checking

For customers who maintain a balance of at least $1,000, First Bank offers Relationship Checking, which provides the following benefits:

Unlimited check writing
FREE online banking and bill pay
FREE telephone banking
FREE money orders
FREE Cashier's checks
Discount on safe deposit boxes ($15.00 yearly)
FREE stop payments
Better rates on money market accounts

* Service fee of $25 per month if balance falls below $1,000.

50 First Checking

Customers who are over the age of 50 can take advantage of First Bank’s 50 First Checking account, which offers the following benefits:

Interest on the account balance*
$50 minimum to open an account.
No monthly service fee
Unlimited check writing
FREE online and bill pay
FREE telephone banking
FREE Cashier's checks
FREE money orders

Community Checking

Community Checking is an is an accessible, worry-free account with no overdraft fees! Open an account with only $25 and enjoy no monthly service fees when you have at least one direct deposit. There is a $5.00 monthly fee if the direct deposit requirement is not met.