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Personal Checking

First Bank Personal Checking Accounts

In addition to individual features for each account, all First Bank Personal Checking accounts feature:

• FREE Online Banking and Bill Pay
• FREE Telephone Banking

Basic Checking

(NJ Consumer Checking Accounts)
  • No minimum balance
  • No monthly service fee
  • Unlimited Check Writing

Premier Checking

  • Earn interest on account balance*
  • Service fee of $15 per month if balance falls below $500
  • FREE Treasurer's checks and money orders
  • Unlimited Check Writing

E-Checking

  • Earn interest on account balance*
  • $500 minimum to open
  • Service fee of $15 per month if balance falls below $500
  • No activity fees
  • FREE Treasurer's checks and money orders
  • Unlimited Check Writing

Relationship Checking

  • $1,000 minimum balance
  • Service fee of $25 per month if balance falls below $1,000
  • FREE Treasurer's checks and money orders
  • FREE Stop Payments
  • Discount on safe deposit boxes ($15 yearly)
  • Preferred rates on Money Market Accounts
  • Unlimited Check Writing

50 First Checking

  • Earn interest on account balance*
  • No monthly service fee
  • No minimum balance requirement
  • FREE Treasurer's checks and money orders
  • Unlimited Check Writing

Community Checking

  • No monthly service fee with one or more direct deposits
  • Just $25 needed to open account
  • No overdraft fees

Basic Checking

(NJ Consumer Checking Acct) First Bank’s Basic Checking account offers everything you need to pay your bills and manage your account, with no hidden fees or balance requirements. Take advantage of the following Basic Checking benefits:

  • No minimum balance
  • No monthly service fee
  • Unlimited check writing
  • FREE online banking and bill pay
  • FREE telephone banking
Premier Checking

For customers who maintain a balance of at least $500.00 in their checking accounts and prefer to earn interest on their balance, First Bank offers Premier Checking, which offers all of the benefits of Basic Checking, as well as:.

  • Earn interest on the account balance*
  • FREE Money Orders
  • FREE Treasurer's Checks

$500.00 minimum daily balance; $15.00 service charge if balance falls below $500.00. 

E-Checking

The E-Checking account allows you to access your account when it is convenient for you, since everything is done online.

  • Earn interest on the account balance*
  • $500.00 minimum to open
  • Service Fee of $15.00 per month if balance falls below $500.00
  • No Activity Fees
  • Unlimited Check Writing
  • FREE Money Orders
  • FREE Treasurer's Checks

Electronic Services Required:

  • Online Banking
  • Electronic Statement
  • Mobile Banking
Relationship Checking

For customers who maintain a balance of at least $1,000.00, First Bank offers Relationship Checking, which provides the following benefits:

  • Unlimited check writing
  • FREE online banking and bill pay
  • FREE telephone banking
  • FREE money orders
  • FREE Treasurer's checks
  • Discount on safe deposit boxes ($15.00 yearly)
  • FREE stop payments
  • Better rates on money market accounts

*$1,000 balance required to avoid a $25 monthly fee.


50 First Checking

Customers who are over the age of 50 can take advantage of First Bank’s 50 First Checking account, which offers the following benefits:

  • Interest on the account balance*
  • No monthly service fee
  • No minimum balance requirement
  • Unlimited check writing
  • FREE online and bill pay
  • FREE telephone banking
  • FREE Treasurer's checks
  • FREE money orders
Community Checking
Community Checking is an  is an accessible, worry-free account with no overdraft fees! Open an account with only $25 and enjoy no monthly service fees when you have at least one direct deposit.  There is a $5.00 monthly fee if the direct deposit requirement is not met. 
  • Free Visa Debit Card
  • Free Online Banking & Billpay
  • Free Mobile Banking w/ Mobile Deposit
  • Free eStatements
  • Free email and text alerts
  • Fee-free transactions at First Bank Network of ATMs via the Allpoint Network