

Personal Checking
First Bank Personal Checking Accounts
(NJ Consumer Checking Acct) First Bank’s Basic Checking account offers everything you need to pay your bills and manage your account, with no hidden fees or balance requirements. Take advantage of the following Basic Checking benefits:
- $50 minimum to open account
- No minimum balance
- No monthly service fee
- Unlimited check writing
- FREE online banking and bill pay
- FREE telephone banking
For customers who maintain a balance of at least $500.00 in their checking accounts and prefer to earn interest on their balance, First Bank offers Premier Checking, which offers all of the benefits of Basic Checking, as well as:.
- Earn interest on the account balance*
- FREE Money Orders
- FREE Cashier's Checks
$500.00 minimum daily balance; $15.00 service charge if balance falls below $500.00.
The E-Checking account allows you to access your account when it is convenient for you, since everything is done online.
- Earn interest on the account balance*
- $500.00 minimum to open
- Service Fee of $15.00 per month if balance falls below $500.00
- Unlimited Check Writing
- FREE Money Orders
- FREE Cashier's Checks
Electronic Services Required:
- Online Banking
- Electronic Statement
- Mobile Banking
For customers who maintain a balance of at least $1,000, First Bank offers Relationship Checking, which provides the following benefits:
- Unlimited check writing
- FREE online banking and bill pay
- FREE telephone banking
- FREE money orders
- FREE Cashier's checks
- Discount on safe deposit boxes ($15.00 yearly)
- FREE stop payments
- Better rates on money market accounts
* Service fee of $25 per month if balance falls below $1,000.
Customers who are over the age of 50 can take advantage of First Bank’s 50 First Checking account, which offers the following benefits:
- Interest on the account balance*
- $50 minimum to open an account.
- No monthly service fee
- Unlimited check writing
- FREE online and bill pay
- FREE telephone banking
- FREE Cashier's checks
- FREE money orders
- Free Visa Debit Card
- Free Online Banking & Billpay
- Free Mobile Banking w/ Mobile Deposit
- Free eStatements
- Free email and text alerts
- Fee-free transactions at First Bank Network of ATMs via the Allpoint Network