*The Annual Percentage Yield (APY) of 5.00% is available only on new 12-month certificates of deposit (CD) with a minimum deposit of $500 of New-to-First Bank funds. APY applies to all offered terms and will remain fixed until the maturity date. To earn the advertised rate, funds to open the account must be New-to-First Bank money; Funds transferred or withdrawn from an existing First Bank account and redeposited in the new account are not considered New-to-First Bank funds. APY accurate as of 2/12/2024 and is subject to change without notice. Minimum balance of $500 required to earn stated APY. At maturity, the CD will automatically renew with corresponding rates in effect at that time. Withdrawal of interest may reduce APY. Early withdrawal penalty may be imposed. Fees may reduce earnings.