

Business Express
Quick & Easy Lending for Your Business
First Bank’s Business Express Solution is an innovative tool for your business’ working capital needs. Business Express offers a quick and simple solution to increase your working capital or finance equipment for your business.
• Loans up to $500,000
• Available to most businesses with the exception of start-ups and dry-cleaning businesses. Not intended for real estate transactions or personal uses. Cash businesses and some contracting sectors are subject to reduced maximum loan amounts.
• Available for short term and long term funding needs
Getting the funding you need couldn't be easier!
Documentation Requirements
• Completed application
• Completed Personal Financial Statement • Most recent business & personal tax returns (1 year) • 2 months of most recent bank statements • Business Formation documents |
Benefits & Requirements • Decision within 72 hours • 3 year maturity for lines of credit • Up to 5 years with full amortization for term loans • Minimal documentation required • Must initiate advances and pay downs using First Bank Online Banking • Personal Guaranty required •Primary deposit relationship with First Bank required |
Need a little less? Here's Small Business Express.
Small Business Express is our loan solution for those who need some working capital, but not as much as the Business Express minimum.
• Loans from$20,000 to $100,000
• Available to most businesses with the exception of start-ups, non-profits, or real estate transactions.
Documentation Requirements
• Completed application
• Completed Personal Financial Statement for each principal • Most recent business & personal tax returns for each principal • 2 months of most recent bank statements • Business Formation documents • Additional documentation may be required depending on the business structure
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Benefits & Requirements
• This is an unsecured loan • Decision within 2 business days
• 5-year term loan with a fixed interest rate • Minimal documentation required • No prepayment penalties
• Business must have minimum of 2 years of operations • Personal Guaranty required from all owners with greater than 20% ownership •Primary deposit relationship with First Bank required |
For additional information and to apply for a Business Express or Small Business Express Loan, please contact one of our Business Express specialists: