First Bank 1395 Yardville-Hamilton Square Rd. Hamilton, NJ 08691
(877) 821-BANK (2265)
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Michael Kahn serves as VP/Branch Manager of our Fairfield Branch. He is responsible for overseeing the daily operations and sales activities in the branch, act as a liaison to the community, and develop quality business connections.
Michael has been in banking for 41 years, many of which were spent in his current field of retail banking. Prior to joining First Bank, Mr. Kahn held Manager positions with Provident Bank, Valley National Bank, TD Bank, and HSBC Bank.
He is a board member of the Bloomfield Center Alliance and a board member of Downtown New Jersey (DNJ).
Sandra K. Ryan is a Vice President/Branch Sales Manager at First Bank’s Randolph Branch, where she is responsible for the day-to-day branch operations, assisting branch personnel in goal achievement, and branch deposit growth, as well as business development of new and existing customers. Ms. Ryan began her banking career in 2001 at Fulton Bank of NJ, formerly known as Skylands Community Bank, as a Customer Service Representative. During her tenure with Fulton Bank, she served as Assistant Branch Manager, Branch Manager and Assistant Secretary.
Ms. Ryan is an active member of the Randolph Rotary Club, Randolph Area Chamber of Commerce, and Morris County Chamber of Commerce. She is fluent in English and Spanish.
Carol Monaghan oversees all areas of the branch including daily operations, sales, relationship building, associate performance and assists with new business development. Carol has over 20 years of banking management experience.
Carol holds an Associates Degree in Business Management and Marketing. She is a member of Middlesex County Regional Chamber of Commerce, Franklin Township Chamber of Commerce and the Somerset Business Partnership.
Carol Monaghan oversees all areas of the branch including daily operations, sales, relationship building, associate performance and assists with new business development. Carol has over 20 years of banking management experience.
Carol holds an Associates Degree in Business Management and Marketing. She is a member of Middlesex County Regional Chamber of Commerce, Franklin Township Chamber of Commerce and the Somerset Business Partnership.
Phone: (973) 895-5827
FSVP/Regional President
David DiStefano is the Regional President and First Senior Vice President for the Northern New Jersey Region of First Bank. He is responsible for overseeing all commercial banking activity in the market. Mr. DiStefano played a key role in the Bank’s first acquisition in 2014 successfully integrating both organizations and expanding the bank’s presence in Northern New Jersey. He has made significant contributions to the growth of First Bank’s business and served as commercial lending Team Leader in Central New Jersey before transitioning north.
Prior to becoming First Bank’s first employee at recapitalization in 2008, David served as Assistant Vice President/Business Advisor for PNC Bank and held various positions in commercial lending and credit administration at Yardville National Bank. He received the New Leaders in Banking Award from the New Jersey Bankers Association in 2012, and most recently was named one of NJBiz's 40 Under 40 in 2021.
Mr. DiStefano earned a Bachelor’s degree from Franklin and Marshall College where he majored in Accounting and Finance and minored in Economics. At F&M, he was awarded the William H. Hager Prize for showing the highest attainment in the field of business, marketing, and merchandising. He received his MBA from Rider University and attended the Stonier Graduate School of Banking at the University of Pennsylvania. David is a licensed New Jersey Realtor. He and his family reside in Allentown, NJ. Mr. DiStefano is active in many volunteer organizations including his service as Treasurer for The Allentown Village Initiative.
Mr. DeSenzo earned a Bachelor’s degree from William Paterson University where he majored in Marketing and minored in Finance. Mr. DeSenzo also hold a Master’s level Professional Certification from New York University in Commercial Real Estate. Mr. DeSenzo was honored as Banker of the Year for 2023 by the Petrucci Organization.