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Business Loans

Lines of Credit
From purchasing inventory to taking advantage of discounts, and from carrying receivables to managing seasonal cash flow, a line of credit can help your business run smoothly and grow steadily. With a Commercial Line of Credit with First Bank, you can get access to the cash you need to make your business succeed.

Term Loans
For business owners who want to borrow funds for a specific purpose and carry the balance for more than one year, First Bank offers Term Loans with both fixed and variable rates. Take advantage of our flexible terms and quick loan processing while you expand your business with the purchase of new equipment, vehicles or other fixed assets.

Commercial Mortgages
Business owners can purchase or refinance owner-occupied or investment property with a Commercial Mortgage from First Bank. Choose from a fixed or variable rate, with payout plans and specific terms custom-tailored to meet your needs.

*Up to 75% of cost or appraisal can normally be financed.

Letters of Credit
In foreign trade, these Letters of Credit help with both import and export transactions. Domestically, Standby Letters of Credit guarantee performance, such as a builder’s site improvements.

Merchant Services
Through our partnership with a leading merchant services firm our attractively priced services and advanced technology provide retail merchants and professionals with state-of-the-art credit card processing. Rapid funds availability and personal service make this service desirable for anyone taking payments via credit cards.

Construction Financing
For the construction of single-family homes, major property additions and commercial buildings, First Bank offers flexible construction mortgages, convertible into permanent financing.

**** For additional information contact our Loan Department at 609.643.4211 / LoanDept@firstbanknj.com****

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